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Fee Schedule

Since our beginnings in 1934, SEFCU has served the financial needs of its members by providing a wide range of credit union products at an affordable cost, keeping our service fees as reasonable as possible. In fact, our written policy prohibits the use of fees to generate income for the credit union.

"SEFCU will assess reasonable fees only to offset costs and to encourage responsible use of SEFCU's services by the membership."

SEFCU's ongoing goal is to maintain a generally competitive position on products and services. We cannot always offer the lowest price or the highest return on every product and service without negatively affecting the quality of our offerings and the soundness of our financial cooperative. However, the credit union regularly reviews rates and fees and adjusts them accordingly, in order to apply the best pricing possible for the benefit of our membership. 

Overdraft Transfer from Savings   $2.50
Below minimum average daily balance (Preferred Plus)1   $15

Minimum average daily balance for Preferred Plus is $100,000

SEFCU Mortgage Services
700 Patroon Creek Blvd., Suite 301, Albany, NY  12206
Toll Free:  (800) 444-6313
Office:  (518) 783-1234
sales@sefcumortgageservices.com
Copyright © 2018 SEFCU Mortgage Services
SEFCU Mortgage Services is a wholly owned subsidiary of SEFCU. Licensed Mortgage Banker - NYS Department of Financial Services
NMLS Company ID - 309847
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